Credit transfers
Securely initiate and track credit transfers
Move money efficiently over all major schemes while easily managing counterparties and enforcing custom approval workflows.
Initiate and track credit transfers inside the dashboard and via API
Built-in support for SEPA, Bankgiro, PlusGiro, and other local account-to-account schemes lets you move money seamlessly in any market and currency.
Initiate a credit transfer
curl -X POST https://api.atlar.com/v1/credit-transfers \
-u 'ACCESS_KEY:SECRET' \
-H 'Content-Type: application/json' \
-d '{
"date": "YYYY-MM-DD",
"paymentSchemeType": "SCT",
"amount": {
"currency": "EUR",
"value": 2500
},
"destinationExternalAccountId": "COUNTERPARTY_ID",
"sourceAccountId": "ACCOUNT_ID",
"remittanceInformation": {
"type": "UNSTRUCTURED",
"value": "PAYMENT_REFERENCE"
},
"externalMetadata": {
"your-metadata-key": "SOME_METADATA",
}
}'
-u 'ACCESS_KEY:SECRET' \
-H 'Content-Type: application/json' \
-d '{
"date": "YYYY-MM-DD",
"paymentSchemeType": "SCT",
"amount": {
"currency": "EUR",
"value": 2500
},
"destinationExternalAccountId": "COUNTERPARTY_ID",
"sourceAccountId": "ACCOUNT_ID",
"remittanceInformation": {
"type": "UNSTRUCTURED",
"value": "PAYMENT_REFERENCE"
},
"externalMetadata": {
"your-metadata-key": "SOME_METADATA",
}
}'
Receive webhooks on status changes
curl -X POST https://api.atlar.com/v1/credit-transfers \
-u 'ACCESS_KEY:SECRET' \
-H 'Content-Type: application/json' \
-d '{
"date": "YYYY-MM-DD",
"paymentSchemeType": "SCT",
"amount": {
"currency": "EUR",
"value": 2500
},
"destinationExternalAccountId": "COUNTERPARTY_ID",
"sourceAccountId": "ACCOUNT_ID",
"remittanceInformation": {
"type": "UNSTRUCTURED",
"value": "PAYMENT_REFERENCE"
},
"externalMetadata": {
"your-metadata-key": "SOME_METADATA",
}
}'
-u 'ACCESS_KEY:SECRET' \
-H 'Content-Type: application/json' \
-d '{
"date": "YYYY-MM-DD",
"paymentSchemeType": "SCT",
"amount": {
"currency": "EUR",
"value": 2500
},
"destinationExternalAccountId": "COUNTERPARTY_ID",
"sourceAccountId": "ACCOUNT_ID",
"remittanceInformation": {
"type": "UNSTRUCTURED",
"value": "PAYMENT_REFERENCE"
},
"externalMetadata": {
"your-metadata-key": "SOME_METADATA",
}
}'
- Initiate transfers across multiple schemes through one interface
- Stay on top of status changes using webhooks
- Granular error codes covering all exceptions
Custom approval workflows, backed by full audit logs
Ensure compliance with internal policies like the four-eyes principle by creating and enforcing custom approval workflows and leveraging granular role-based access controls.
Approve a credit transfer
curl -X POST https://api.atlar.com/v1/credit-transfers/{id}/approvals/{approvalStepId} \
-u 'ACCESS_KEY:SECRET' \
-u 'ACCESS_KEY:SECRET' \
- Events are tied to a token or user and stored in immutable audit logs
- Auto-approve payments or enforce multi-step approval processes
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Customers across a range of industries build better financial experiences on Atlar.
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